Title Insurance For Sellers

Rely On Us For Title Insurance And Examination

Title insurance examination determines whether the title to a house or a commercial property is marketable. The Sobi Law Group, P.L. in Davie, Florida, conducts a thorough title search, which essentially is an investigation into the ownership and transfer of the property.

We search for any liens or judgments that may attach to the property and examine the public records to determine whether any other person has a legal claim to the property. Prior to closing, we order and examine a survey to ensure that there are no easement issues or structures encroaching onto adjacent property.

An owner's title insurance policy protects the mortgagor (buyer) up to the purchase value of the home. This policy is highly recommended, as it will protect the buyer's equity in the property.

We're An Experienced Title Insurance Law Firm

Although many buyers don't understand or anticipate the need for insurance, title insurance is crucial as it protects a buyer against loss arising from title defects connected and associated with the property. If a buyer obtains a mortgage, the lender requires title insurance up to the amount of the mortgage amount, which protects the lender in case of a title defect. A few examples of title defects are fraudulent transfers, sales, boundaries and easement disputes, judgments and/or tax liens attached to the property.

Because title defects are not usually visible to the eye, a title policy requires a thorough title search, which will red flag any potential issues. In conjunction with a title search, our attorney also examine the survey to ensure that there are no encroachments onto the property.

A reissue/discount rate is also issued if you have purchased an owner's title insurance policy within the previous three years of the proposed sale date or if you are refinancing. Even if you can't find your policy, call us, and we will find it for you.

Contact Sobi Law Group, P.L.

If you have questions or concerns about title insurance examinations, we are here to help. Call 954-633-4912 or email us to schedule a consultation.